3256 Gerle Avenue, Placerville, CA 95667
- $549,900
- 4
- BD
- 2
- BA
- 1,572
- SqFt
- List Price
- $549,900
- Price Change
- ▼ $10,000 1782201870
- MLS#
- 226070381
- Status
- ACTIVE
- Bedrooms
- 4
- Bathrooms
- 2
- Living Sq. Ft
- 1,572
- Square Footage
- 1572
- Type
- Single Family Residential
- Zip
- 95667
- City
- Placerville
Property Description
Rare Assumable Financing at 2.75% - The smartest part of this move-in ready Placerville home isn't something you can see it's the financing. This home comes with assumable FHA financing at just 2.75%, while today's rates sit closer to 6.5%. For qualified buyers, that difference is life-changing. The principal and interest payment would be just $2,036.30 per month, a monthly savings of $785.91 compared to buying at current rates, and an estimated $83,708.42 in interest savings over five years. Put simply, owning this home costs less than renting in Placerville. You get the stability of homeownership, the chance to build equity, and a monthly payment that's hard to find anywhere in today's market. Beyond the financing, the home itself is ready to welcome you. Tucked on a private, quiet street in the city of Placerville, this single-story layout offers easy, comfortable living with no stairs to navigate. Inside, you'll find granite countertops, stainless steel appliances, and warm laminate wood flooring that ties the spaces together beautifully. The enclosed porch adds a relaxing spot to unwind, sip your morning coffee, or enjoy a quiet evening at home. It's a rare combination: a home that's truly move-in ready, paired with financing that puts real money back in your pocket month after month. Opportunities like this don't come around often, and they don't last long. Schedule your private showing today and see how much you could save. Assumable FHA financing available to qualified buyers. Savings figures are estimates based on current market rates.
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Additional Information
- Land Area (Acres)
- 0.53
- Year Built
- 1997
- Subtype
- Single Family Residence
- Subtype Description
- Detached
- Style
- Traditional
- Construction
- Wood
- Foundation
- Raised
- Stories
- 1
- Garage Spaces
- 2
- Garage
- 24'+ Deep Garage, Garage Facing Front, Uncovered Parking Spaces 2+
- Baths Other
- Tub w/Shower Over
- Master Bath
- Shower Stall(s), Double Sinks
- Floor Coverings
- Laminate
- Laundry Description
- Cabinets, Sink, Inside Room
- Dining Description
- Space in Kitchen
- Kitchen Description
- Breakfast Area, Granite Counter
- Kitchen Appliances
- Free Standing Gas Range, Dishwasher, Disposal
- Number of Fireplaces
- 1
- Fireplace Description
- Living Room, Free Standing, Wood Burning, Wood Stove
- Cooling
- Central
- Heat
- Central, Wood Stove
- Water
- Public, Water District
- Utilities
- Electric, Sewer In & Connected, Propane, Propane Tank Leased
- Sewer
- Public Sewer
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Listing courtesy of eXp Realty of California, Inc..
All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .