Jan. 27, 2017

Remember Closing Costs!

Have You Saved Enough for Closing Costs? | Simplifying The Market

Have You Saved Enough for Closing Costs?

There are many potential homebuyers, and even sellers, who believe that they need at least a 20% down payment in order to buy a home or move on to their next home. Time after time, we have dispelled this myth by showing that many loan programs allow you to put down as little as 3% (or 0% with a VA loan).

Posted in Real Estate Market
Jan. 27, 2017

Preparing Your Home for Sale

Tips for Preparing Your House For Sale [INFOGRAPHIC]

Tips for Preparing Your House For Sale [INFOGRAPHIC] | Simplifying The Market

Posted in Real Estate Market
Jan. 27, 2017

Is Affordability a Major Concern in 2017?

Will Housing Affordability Be a Challenge in 2017? | Simplifying The Market

Will Housing Affordability Be a Challenge in 2017?

Some industry experts are saying that the housing market may be heading for a slowdown in 2017 based on rising home prices and a jump in mortgage interest rates. One of the data points they use is the Housing Affordability Index, as reported by the National Association of Realtors (NAR).

Posted in Real Estate Market
Jan. 27, 2017

Dawn of the Mellennial Baby Boom

What Would a Millennial Baby Boom Mean for Housing? | Simplifying The Market

What Would a Millennial Baby Boom Mean for Housing?

Recently released data from the National Center for Health Statistics revealed that 1.3 million Millennial women gave birth for the first time in 2015. There are now over 16 million women in this generation who have become mothers.

Posted in Real Estate Market
April 27, 2016

Will We Experience a Pre-Bubble Market Again?

(A response to an article posted by The Sacramento Bee)

2016 has shown a lot of strength in the housing market. There is a normal market which is defined by the economic controls of supply and demand.  The true reason for home prices climbing is due to lack of inventory and surplus of buyers.  Buyers that take the big leap and decide to buy, find quickly that they are among many.  A good property hits the market and every buyer in that criteria is on it within minutes, creating a bidding war to get their offer accepted.  This trend is the current reason for home inflation and I forecast that it will come into a normal "market" once the masses decide to list at the predicted "peak."  Once everyone lists, the demand will decrease and prices will follow.  These are the trends of normal supply and demand associated with a recovering market.  Pre-bubble would be implying there are other factors that will continue to drive prices.  There has been several measures taken in the last decade to prevent predatory lending, ARMs, NO DOC/STATED loans, etc.  This being said, for the first time in a very long time, the supply and demand model should be effective for 2016.  If this proves to be true, then now is the time to list.

Currently, there are amazing rates that are at home buyers' disposal when searching for homes.  I have a lender with whom you can be completely qualified with in as little as 24 hours.  Being prepared and knowing your financing options as soon as you even think about purchasing, will save you thousands even if you buy years later.  If now is the time to purchase, rates are ripe for you NOW.

If you are waiting for the perfect time to list your home, then please take a quick look, sign in, and get to know us.  Find out what your home is worth, here, instantly.

We are educated, experienced, passionate, and dedicated to being experts in our practice.  Our mission is to conduct business with our trusted clients in such a way, that we not only create raving fans, but friends and family for life.

(Sacramento Bee article on "Prices back at pre-bubble level.")

Posted in Real Estate Market